What is the "restriction period"? Can I sell my home at any time?

Since your home is yours, you are always free to sell it at any time during your agreement with us. However, Unison equity sharing agreements have a restriction period during which some features will not be available.

1. Sharing in the losses if you sell: In the case you wish to move in the first five years, the transaction would proceed as usual except if the home’s value has gone down. During the restriction period, Unison does not share in a decrease of value - meaning the Ending Agreed Value for your property will be at least equal to the Original Appraised Property Value, even if your property value has decreased since the start of your agreement. Thus, at a minimum, you’ll have to pay the Initial Payment (together with any amounts attributed to the Risk Adjustment)

2. Remodeling Adjustment: Unison will not share in the value you add via remodeling projects. However, you are eligible for a remodeling adjustment only after the third anniversary of your Unison agreement.