The award recognizes his pioneering work in creating innovative home equity solutions to help homeowners achieve financial flexibility. Sponholtz was honored with the 2025 Inman Best of Finance Award for the second consecutive year.
The award recognizes his pioneering work in creating innovative home equity solutions to help homeowners achieve financial flexibility. Sponholtz was honored with the 2025 Inman Best of Finance Award for the second consecutive year.
Unison, the pioneer of equity sharingagreements, today announced that Inman awarded the 2024 Inman Best of ProptechAward in the category of Alternative Financing to Unison CEO and Chairman ThomasSponholtz.
Unison, the pioneer of equity sharingagreements, today announced that Inman awarded the 2024 Inman Best of ProptechAward in the category of Alternative Financing to Unison CEO and Chairman ThomasSponholtz.
Unison Monthly Payments a Fraction of Traditional Options, Providing Critical Financial Flexibility for Californian Families
Unison Monthly Payments a Fraction of Traditional Options, Providing Critical Financial Flexibility for Californian Families
New Home Loan Category Supported by New Carlyle Investment Offers Interest-Only, Below-Market Monthly Payments to Fund Personal Goals Without Selling Assets or Increasing Debts
New Home Loan Category Supported by New Carlyle Investment Offers Interest-Only, Below-Market Monthly Payments to Fund Personal Goals Without Selling Assets or Increasing Debts
The Equity Sharing Home Loan is a second mortgage with a 10-year interest-only term. Borrowers can access their home equity at a below-market interest rate. In exchange, Unison receives a portion of the home's future appreciation.
The Equity Sharing Home Loan is a second mortgage with a 10-year interest-only term. Borrowers can access their home equity at a below-market interest rate. In exchange, Unison receives a portion of the home's future appreciation.
Unison today announced the release of its 2024 Annual Home Equity Report, a comprehensive analysis of the U.S. housing market that highlights notable trends in home equity growth across states and metropolitan areas.
Unison today announced the release of its 2024 Annual Home Equity Report, a comprehensive analysis of the U.S. housing market that highlights notable trends in home equity growth across states and metropolitan areas.
The innovative Unison Equity Sharing Home Loan combines the benefits of home loans and home equity sharing agreements into a unique mortgage solution that allows homeowners to convert part of their home equity into cash with low monthly payments.
The innovative Unison Equity Sharing Home Loan combines the benefits of home loans and home equity sharing agreements into a unique mortgage solution that allows homeowners to convert part of their home equity into cash with low monthly payments.
Global investment firm Carlyle (NASDAQ: CG) today announced that it has agreed to purchase up to $300 million of equity sharing home loans from Unison, the pioneer of equity sharing agreements.
Global investment firm Carlyle (NASDAQ: CG) today announced that it has agreed to purchase up to $300 million of equity sharing home loans from Unison, the pioneer of equity sharing agreements.
There is $35tn trapped in US residential home equity. And it deserves a far more sophisticated capital market, says Thomas Sponholtz.
There is $35tn trapped in US residential home equity. And it deserves a far more sophisticated capital market, says Thomas Sponholtz.
The securitization is Unison’s second under DBRS Morningstar’s ratings criteria for the U.S. Home Equity Investments asset class
The securitization is Unison’s second under DBRS Morningstar’s ratings criteria for the U.S. Home Equity Investments asset class
The securitization is Unison’s second under DBRS Morningstar’s ratings criteria for the U.S. Home Equity Investments asset class
The securitization is Unison’s second under DBRS Morningstar’s ratings criteria for the U.S. Home Equity Investments asset class
Home equity solutions provider Unison launched a new product on Tuesday that combines the features of traditional mortgage financing and emerging home equity investment (HEI) options.
Home equity solutions provider Unison launched a new product on Tuesday that combines the features of traditional mortgage financing and emerging home equity investment (HEI) options.
As Inman expands its awards program recognizing the achievements of trailblazers throughout the real estate community, Sponholtz is selected as a winner in “Alternative Finance.”
As Inman expands its awards program recognizing the achievements of trailblazers throughout the real estate community, Sponholtz is selected as a winner in “Alternative Finance.”
Announcement follows latest office opening in Omaha, establishing greater presence and focus on Midwest
Announcement follows latest office opening in Omaha, establishing greater presence and focus on Midwest
Unison, the pioneer of equity sharing agreements, closed a securitization of $165 million of assets, supporting such agreements nationwide and increasing access to institutional investors who want to participate in the novel, lucrative sector of the U.S. Home Equity Investments (HEI) asset class. This transaction, arriving on the heels of a turbulent market, reflects growing confidence in equity sharing agreements as a reliable, gainful asset.
Unison, the pioneer of equity sharing agreements, closed a securitization of $165 million of assets, supporting such agreements nationwide and increasing access to institutional investors who want to participate in the novel, lucrative sector of the U.S. Home Equity Investments (HEI) asset class. This transaction, arriving on the heels of a turbulent market, reflects growing confidence in equity sharing agreements as a reliable, gainful asset.
Growing fintech hires new VP of Operations to join President at second location
Growing fintech hires new VP of Operations to join President at second location
Today, Unison, an equity-sharing firm with approximately $1.69 billion in assets under management, announced that Sandra Taube Godard has joined the organization as its Managing Director for the Investment Management team in Canada. In this newly created role, Ms. Taube Godard will be responsible for bolstering the firm's investment strategy and client relationships across Canadian markets.
Today, Unison, an equity-sharing firm with approximately $1.69 billion in assets under management, announced that Sandra Taube Godard has joined the organization as its Managing Director for the Investment Management team in Canada. In this newly created role, Ms. Taube Godard will be responsible for bolstering the firm's investment strategy and client relationships across Canadian markets.
VIU by HUB (VIU), a digital insurance brokerage platform, today announced a partnership with Unison, a home equity sharing company, to provide homeowners with the opportunity to compare insurance coverage quotes across carriers and receive trusted advice along the way.
VIU by HUB (VIU), a digital insurance brokerage platform, today announced a partnership with Unison, a home equity sharing company, to provide homeowners with the opportunity to compare insurance coverage quotes across carriers and receive trusted advice along the way.
Unison, recognizing the important contributions that the “Wired Differently" series brings to the fintech community, has agreed to partner with Innovate Finance to discuss its socially impactful efforts to help homeowners in the U.S. become financially independent by unlocking the wealth trapped in their homes.
Unison, recognizing the important contributions that the “Wired Differently" series brings to the fintech community, has agreed to partner with Innovate Finance to discuss its socially impactful efforts to help homeowners in the U.S. become financially independent by unlocking the wealth trapped in their homes.
Unison is thrilled to announce that they partnered with their 10,000th homeowner, crossing a significant milestone in their quest to empower homeowners to access their equity. The trailblazing fintech offers residential equity sharing agreements to homeowners in 30 states, in which they receive up to 17.5% of their home’s current value in exchange for a share in the home’s future change in value. The best part? Homeowners do not acquire debt–Unison neither demands monthly payments nor applies interest during the length of the agreement.
Unison is thrilled to announce that they partnered with their 10,000th homeowner, crossing a significant milestone in their quest to empower homeowners to access their equity. The trailblazing fintech offers residential equity sharing agreements to homeowners in 30 states, in which they receive up to 17.5% of their home’s current value in exchange for a share in the home’s future change in value. The best part? Homeowners do not acquire debt–Unison neither demands monthly payments nor applies interest during the length of the agreement.
Having recently completed its first securitization of residential equity agreements, Unison is already working on a second deal, a hopeful sign for this nontraditional business
Having recently completed its first securitization of residential equity agreements, Unison is already working on a second deal, a hopeful sign for this nontraditional business
For the second consecutive year, Unison, the pioneer in residential equity sharing agreements, has released its Home Equity Report. The 2022 report highlights a steep increase in home equity in the past year, with U.S. households today sitting on over $29 trillion worth of home equity, growing 19.5% from a year ago and 80% from five years ago.
For the second consecutive year, Unison, the pioneer in residential equity sharing agreements, has released its Home Equity Report. The 2022 report highlights a steep increase in home equity in the past year, with U.S. households today sitting on over $29 trillion worth of home equity, growing 19.5% from a year ago and 80% from five years ago.
Continues momentum through the first quarter of 2022
Continues momentum through the first quarter of 2022
Residential equity agreement firm Unison announced a $443 million securitization that it claims is the largest bond issue of its kind, opening the door for greater investor involvement.
Residential equity agreement firm Unison announced a $443 million securitization that it claims is the largest bond issue of its kind, opening the door for greater investor involvement.
Unison recently completed a $443 million private-label offering backed by an emerging class of home-equity assets in which investors and the homeowners share in a property’s value over time
Unison recently completed a $443 million private-label offering backed by an emerging class of home-equity assets in which investors and the homeowners share in a property’s value over time
New hires position Unison for growth, scale.
New hires position Unison for growth, scale.
The company hired one-time PayPal and eBay executive Ryan Downs as president, Silicon Valley Bank veteran Scott Case as CFO and Joe Celentano from Wells Fargo Securities as global head of markets.
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The company hired one-time PayPal and eBay executive Ryan Downs as president, Silicon Valley Bank veteran Scott Case as CFO and Joe Celentano from Wells Fargo Securities as global head of markets.
How the volatility of 2020 had changed the experience of American homeowners.
How the volatility of 2020 had changed the experience of American homeowners.
While Unison focuses primarily on mid to long-term forecasts of home price appreciation, we have collated the short term views from market participants on behalf of our clients given the incredible investment performance in 2021.
While Unison focuses primarily on mid to long-term forecasts of home price appreciation, we have collated the short term views from market participants on behalf of our clients given the incredible investment performance in 2021.
Work from home, holiday from home, safer at home – is it any surprise homeowners value their investment more than ever? Explore our 2021 HomeOwner Report for more insights.
Work from home, holiday from home, safer at home – is it any surprise homeowners value their investment more than ever? Explore our 2021 HomeOwner Report for more insights.
Unison, the leader in residential equity agreements (REAs), has closed a $443 million securitization, which supports residential equity agreements across the country and gives more access to institutional investors who want to participate in the sector. This milestone transaction is the largest securitization of REAs to date, rounding out a historical year of growth for the fintech company.
Unison, the leader in residential equity agreements (REAs), has closed a $443 million securitization, which supports residential equity agreements across the country and gives more access to institutional investors who want to participate in the sector. This milestone transaction is the largest securitization of REAs to date, rounding out a historical year of growth for the fintech company.
This latest round of fundraising reflects the appetite of institutional investors for owner-occupied real estate, one of the largest and most untapped asset classes in the world.
This latest round of fundraising reflects the appetite of institutional investors for owner-occupied real estate, one of the largest and most untapped asset classes in the world.
A buyer looking to make a smart bet in today’s volatile housing market should follow the jobs, according to a new report from Unison.
A buyer looking to make a smart bet in today’s volatile housing market should follow the jobs, according to a new report from Unison.
New Unison research suggests that cities with higher concentrations of vulnerable jobs will experience slower recoveries in home prices. Read the full report here.
New Unison research suggests that cities with higher concentrations of vulnerable jobs will experience slower recoveries in home prices. Read the full report here.
2022 has been a year unlike any other. Discover our 2022 Home Equity Report to learn more about the places that thrived, those that didn't, and what it all means for homeowners.
2022 has been a year unlike any other. Discover our 2022 Home Equity Report to learn more about the places that thrived, those that didn't, and what it all means for homeowners.
A new report by Unison forecasts that it will take two years for home prices to recover from the effects of COVID-19.
A new report by Unison forecasts that it will take two years for home prices to recover from the effects of COVID-19.
"Most homeowners don't understand... the risk that comes with [homeownership] in planning for the future," CEO Thomas Sponholtz commented. Explore the results of our recent survey here.
"Most homeowners don't understand... the risk that comes with [homeownership] in planning for the future," CEO Thomas Sponholtz commented. Explore the results of our recent survey here.
When Damien began looking for a house their lender suggested a rather novel approach to financing. For the down payment, they could co-invest with Unison – Damien liked the idea.
When Damien began looking for a house their lender suggested a rather novel approach to financing. For the down payment, they could co-invest with Unison – Damien liked the idea.
Unison is proud to share our inclusion on the 2020 Forbes Fintech 50 list, highlighting our leadership in the home co-investment space.
Unison is proud to share our inclusion on the 2020 Forbes Fintech 50 list, highlighting our leadership in the home co-investment space.
In a rapidly changing landscape, it can be difficult to keep up as a homeowner. Check out our "State of the American Homeowner" Report for insights and more.
In a rapidly changing landscape, it can be difficult to keep up as a homeowner. Check out our "State of the American Homeowner" Report for insights and more.
Today, HousingWire announced the recipients of its Rising Stars award, for the industry's top movers and shakers. Included is Unison's VP of Portfolio Management, Brad Lookabaugh.
Today, HousingWire announced the recipients of its Rising Stars award, for the industry's top movers and shakers. Included is Unison's VP of Portfolio Management, Brad Lookabaugh.
HousingWire's annual Vanguard award list was published today, which celebrates the top C-level leaders in the housing and mortgage industry, including Unison CEO Thomas Sponholtz.
HousingWire's annual Vanguard award list was published today, which celebrates the top C-level leaders in the housing and mortgage industry, including Unison CEO Thomas Sponholtz.
Listen in with Unison’s Thomas Sponholtz for a conversation on alternative homeownership models and co-investing with the HousingWire Podcast.
Listen in with Unison’s Thomas Sponholtz for a conversation on alternative homeownership models and co-investing with the HousingWire Podcast.
The report outlines progress on goals and develops metrics to measure progress. Notably, the company reports that homeowners paid off $55M in other debts thanks to investments by Unison in 2018.
The report outlines progress on goals and develops metrics to measure progress. Notably, the company reports that homeowners paid off $55M in other debts thanks to investments by Unison in 2018.
Commissioned by Unison and designed by local artists, the Welcome Tower is intended to celebrate San Francisco's history and inspire new housing solutions for the next generation.
Commissioned by Unison and designed by local artists, the Welcome Tower is intended to celebrate San Francisco's history and inspire new housing solutions for the next generation.
Parents with adult children are tightly linked financially, new research shows. The connections run deep—and in some cases, their children threatening parents’ retirement plans.
Parents with adult children are tightly linked financially, new research shows. The connections run deep—and in some cases, their children threatening parents’ retirement plans.
Unison are proud to partner with homeowners across the country, and we're excited to announce that we're expanding into eight new states! Ready to meet Unison?
Unison are proud to partner with homeowners across the country, and we're excited to announce that we're expanding into eight new states! Ready to meet Unison?
Join Keane Ehsani from the Wharton Fintech podcast and Unison's CEO to learn more about the story behind Unison and the opportunities that a co-investment can unlock for home-owning families.
Join Keane Ehsani from the Wharton Fintech podcast and Unison's CEO to learn more about the story behind Unison and the opportunities that a co-investment can unlock for home-owning families.
Through this social media contest, the home co-investing company aims to generate excitement around buying and owning a home, and help a lucky home buyer into the home of their dreams.
Through this social media contest, the home co-investing company aims to generate excitement around buying and owning a home, and help a lucky home buyer into the home of their dreams.
Unison HomeOwnership Investors, the leading provider of home ownership investments, announced a new investment mandate and new appointments to key leadership positions.
Unison HomeOwnership Investors, the leading provider of home ownership investments, announced a new investment mandate and new appointments to key leadership positions.
FirstREX, the leader in home ownership investments is changing its name to Unison and introducing favorable new terms for its flagship home buying program Unison HomeBuyer.
FirstREX, the leader in home ownership investments is changing its name to Unison and introducing favorable new terms for its flagship home buying program Unison HomeBuyer.
“With Valley National Bank, this first of its kind 5% down payment program opens the residential real estate market to more potential buyers,” Unison chairman and CEO Thomas Sponholtz said.
“With Valley National Bank, this first of its kind 5% down payment program opens the residential real estate market to more potential buyers,” Unison chairman and CEO Thomas Sponholtz said.
Read the full article “Why Housing Policy Feels Like Generational Warfare” in The Atlantic which cites several key housing statistics provided by Unison’s Home Affordability report.
Read the full article “Why Housing Policy Feels Like Generational Warfare” in The Atlantic which cites several key housing statistics provided by Unison’s Home Affordability report.
A website The New York Times calls the "first step for New Yorkers getting ready to move" explores Unison's model thoroughly, chatting with a client, financial advisor and Unison itself.
A website The New York Times calls the "first step for New Yorkers getting ready to move" explores Unison's model thoroughly, chatting with a client, financial advisor and Unison itself.
The hurdles to home ownership are immense. Unison's VP of Partner Channel, Ayesha Dillon states that home co-investing is more timely and relevant than ever.
The hurdles to home ownership are immense. Unison's VP of Partner Channel, Ayesha Dillon states that home co-investing is more timely and relevant than ever.
American homes are in fact as volatile in value as a stock market index, according to the benchmark Unison Home Volatility Index released today. Explore the index here.
American homes are in fact as volatile in value as a stock market index, according to the benchmark Unison Home Volatility Index released today. Explore the index here.
San Francisco-based Unison achieved triple-digit growth in revenue and doubled its employees in 2018 as the fintech gained traction in the marketplace.
San Francisco-based Unison achieved triple-digit growth in revenue and doubled its employees in 2018 as the fintech gained traction in the marketplace.
We are on a mission to provide the missing products and expert advice that empowers our customers to optimally own and invest in Residential Real Estate.
We are on a mission to provide the missing products and expert advice that empowers our customers to optimally own and invest in Residential Real Estate.
By bridging the gap between institutional investors and homeowners, Unison can help unlock the best of both worlds. Explore this article from the Wall Street Journal for more.
By bridging the gap between institutional investors and homeowners, Unison can help unlock the best of both worlds. Explore this article from the Wall Street Journal for more.
Explore our 2019 Home Affordability Report for insights into buying and owning a home, and learn about how Unison is changing the game.
Explore our 2019 Home Affordability Report for insights into buying and owning a home, and learn about how Unison is changing the game.