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The Homeowner’s Guide to Equity Sharing with Unison, Part 6: How The Agreement Ends

Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.

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Financial Health
What is LTV?

LTV, or Loan-to-Value ratio, is a key metric used by lenders when assessing the risk of a loan, particularly mortgages. It essentially compares the amount of the loan to the appraised value of the property being financed.

Homeownership
Summer Home Maintenance: This Season's Steps to Protect Your Best Investment

Summer brings sunshine, long days, and of course – the perfect opportunity to take care of your home! Warm weather is great for relaxing, it’s also ideal for tackling key maintenance tasks that help preserve your home’s value and prevent costly repairs.

Home Equity
More Than Just Payments: How Your Home Equity Grows

Buying a home is one of the biggest financial decisions you'll ever make. Your monthly mortgage payment may seem like just another bill, but behind the scenes, you're steadily building something far more valuable: equity.

Financial Health
10 Commonly Overlooked Tax Breaks and Deductions You Might Be Missing

When it comes to filing your taxes, missing out on valuable deductions and credits can mean leaving money on the table. Some tax breaks are easy to overlook! They may be less well-known or hidden deep within the fine print.

Financial Health
What Are Property Taxes For? How They Work and Why They Matter

When you buy a home, you’re not just investing in the property itself. You’re also committing to paying property taxes, which can feel like an extra burden. But property taxes serve an important purpose in supporting the communities we live in.

Financial Health
What Is DTI? Understanding Your Debt-to-Income Ratio

Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.

Homeownership
How to Manage Risk and Volatility as a Home Owner

Many homeowners don't think about their home as part of their portfolio. But in many cases, it's not just part – it's the whole portfolio. But is that wise?

Homeownership
What Is Unison?

Welcome to Unison. We believe that with a partner in home ownership, you can go further than you can alone. Together, you can.

Unison 101
How Does an Option Contract Work?

Unison agreements are structured as option contracts, which allows you to sell us a future option for cash today. But it's important to learn about option contracts and understand the details.

Notepad with HELOC spelled out for an article about HELOC alternatives.
Financial Health
Best Alternatives to a Home Equity Line of Credit (HELOC)

Short answer? Yes! A HELOC is not necessarily a bad thing, and can be right for people in a certain situation. But it's important to know that there are alternatives out there.

Financial Health
Where Does Unison Receive Its Funds?

Housing is a huge market, but it's difficult for investors to put their money in homes without owning them outright. Learn more about how co-investments help bridge the gap.

Financial Health
Can You Trust Zillow's Home Values?

The "Zestimate" is a bit of a secret sauce, which Zillow will admit is not always perfect. But it's a valuable tool nonetheless – here's what we know about the calculation process.