Blog

light at the end
Latest article
The Homeowner’s Guide to Equity Sharing with Unison, Part 6: How The Agreement Ends

Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.

Continue reading
arrow_right_alt
light at the end
expand_more
search
Financial Health
What is LTV?

LTV, or Loan-to-Value ratio, is a key metric used by lenders when assessing the risk of a loan, particularly mortgages. It essentially compares the amount of the loan to the appraised value of the property being financed.

Homeownership
Summer Home Maintenance: This Season's Steps to Protect Your Best Investment

Summer brings sunshine, long days, and of course – the perfect opportunity to take care of your home! Warm weather is great for relaxing, it’s also ideal for tackling key maintenance tasks that help preserve your home’s value and prevent costly repairs.

Home Equity
More Than Just Payments: How Your Home Equity Grows

Buying a home is one of the biggest financial decisions you'll ever make. Your monthly mortgage payment may seem like just another bill, but behind the scenes, you're steadily building something far more valuable: equity.

Financial Health
10 Commonly Overlooked Tax Breaks and Deductions You Might Be Missing

When it comes to filing your taxes, missing out on valuable deductions and credits can mean leaving money on the table. Some tax breaks are easy to overlook! They may be less well-known or hidden deep within the fine print.

Financial Health
What Are Property Taxes For? How They Work and Why They Matter

When you buy a home, you’re not just investing in the property itself. You’re also committing to paying property taxes, which can feel like an extra burden. But property taxes serve an important purpose in supporting the communities we live in.

Financial Health
What Is DTI? Understanding Your Debt-to-Income Ratio

Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.

Homeownership
Are NYC Residents Fleeing to the Suburbs?

In the age of COVID-19, with circumstances transforming cities everywhere, many experts are wondering – are NYCers fleeing for good?

renovation
Renovations & Remodeling
Renovation Tips: Should I Stay or Should I Go?

Thinking of renovating your space or moving to a more suitable home all together? Both options are considerable investments, but we're here to help narrow down your options.

Homeownership
Do I Actually Need Fire Insurance?

The answer likely varies depending on your location and situation, but with the risk of wildfires becoming increasingly relevant, read on to learn about the most common recommendations.

Financial Health
How Many Mortgage Quotes Do You Really Need?

Mortgages are stressful, and it can be tempting to just want to get it over with, but doing your homework can have a major impact. (Hint: get at least 4!)

Homeownership
How Does the Underwriting Process Work?

Mortgage underwriting is usually the make-or-break phase of a home purchase, and while it can seem simple, it's important to understand the details behind each step of the process.

Financial Health
What is a Piggyback Loan?

A piggyback loan is a second loan issued to a homebuyer, alongside a typical mortgage. Whether it's right for you likely depends on your credit and other details, but there are alternatives.