See how one homeowner used an Equity Sharing Agreement to pay off $45,000 in credit card debt without adding new monthly interest or payments.
Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.
If you own a home, chances are you’ve been building equity for years. Possibly without even thinking about it! Each mortgage payment and uptick in property value quietly adds to your net worth.
A personal loan lets you borrow money from a bank or lender and pay it back over time, with added interest. Unlike loans for specific things like houses or cars, personal loans can be used for many purposes.
Not every home improvement project requires a contractor or a hefty budget. There are plenty of projects you can tackle yourself. All you need is a little time, effort, and a trip to your local hardware store.
A low debt-to-income ratio doesn’t always mean a high credit score. Learn why that happens, how it affects loans, and what you can do to improve your financial profile.
LTV, or Loan-to-Value ratio, is a key metric used by lenders when assessing the risk of a loan, particularly mortgages. It essentially compares the amount of the loan to the appraised value of the property being financed.
According to the Federal Reserve, 82% of adults in the United States had at least one credit card in 2022. But, credit card debt is almost as pervasive as its use. Read our report on the state of credit card debt in the U.S.
Need to take out a loan for home renovations? From home improvement loans to HELOCs, here are nine of the best ways to finance home improvements & repairs, including Unison’s Equity Sharing Home Loan.
You don't have to sell your home to harvest your equity. Learn more about the alternative ways to tap into your equity, from HELOCs to Unison's Equity Sharing Home Loan, among others.
If you've been paying off your mortgage for years, you can use your home's built-in value to help fund your retirement.
Homeownership allows you to build equity over time both as you pay down your mortgage, and property values appreciate. This equity contributes to your overall net worth; it’s a valuable asset.
Looking for alternative ways to get equity out of your home? Check out these six options for tapping into home equity and converting it to cash.
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