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The Homeowner’s Guide to Equity Sharing with Unison, Part 6: How The Agreement Ends

Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.

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Financial Health
What is LTV?

LTV, or Loan-to-Value ratio, is a key metric used by lenders when assessing the risk of a loan, particularly mortgages. It essentially compares the amount of the loan to the appraised value of the property being financed.

Homeownership
Summer Home Maintenance: This Season's Steps to Protect Your Best Investment

Summer brings sunshine, long days, and of course – the perfect opportunity to take care of your home! Warm weather is great for relaxing, it’s also ideal for tackling key maintenance tasks that help preserve your home’s value and prevent costly repairs.

Home Equity
More Than Just Payments: How Your Home Equity Grows

Buying a home is one of the biggest financial decisions you'll ever make. Your monthly mortgage payment may seem like just another bill, but behind the scenes, you're steadily building something far more valuable: equity.

Financial Health
10 Commonly Overlooked Tax Breaks and Deductions You Might Be Missing

When it comes to filing your taxes, missing out on valuable deductions and credits can mean leaving money on the table. Some tax breaks are easy to overlook! They may be less well-known or hidden deep within the fine print.

Financial Health
What Are Property Taxes For? How They Work and Why They Matter

When you buy a home, you’re not just investing in the property itself. You’re also committing to paying property taxes, which can feel like an extra burden. But property taxes serve an important purpose in supporting the communities we live in.

Financial Health
What Is DTI? Understanding Your Debt-to-Income Ratio

Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.

Financial Health
What Is DTI? Understanding Your Debt-to-Income Ratio

Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.

Financial Health
Tips for Building a Budget and Creating Better Spending Habits

Creating a budget isn’t just about tracking expenses. It’s a consistent, structured approach to help you gain control, reduce stress, and build a stronger financial future.

Homeownership
Maintain Now, Save Later: 10 Home Maintenance Tips That Can Prevent Costly Repairs

Homeownership is one of life’s biggest investments. And while it offers comfort and security, it also comes with responsibilities that many homeowners don’t expect until something goes wrong.

Financial Health
How to Get Out of Medical Debt: Smart Strategies to Reduce What You Owe

Medical debt can be among the most stressful financial burdens to carry – especially when it comes unexpectedly or during an already difficult time. But there are practical steps you can take to address it.

Financial Health
How Much Should I Save for Retirement? A Realistic Guide for Any Income

It can be one of the most common (and most intimidating) questions in personal finance. The truth is, there’s no one-size-fits-all answer. Retirement savings goals depend on your income, lifestyle, age, and where (and even how) you plan to live.

Financial Health
State vs. Federal Taxes: What’s the Difference – And Why We Pay Both

Curious about the difference between state and federal taxes? Learn why we pay both, what they fund, and what to expect when filing your tax return each year.