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Home Equity Debt Consolidation: A Growing Alternative to High-Interest Credit Card Debt

A Unison survey reveals why home equity debt consolidation is becoming the preferred way to lower payments, pay off debt, and break the high-interest cycle.

Home Equity

Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity

Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Homeownership

What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Home Equity

Can You Use Home Equity to Start a Business?

Yes, you can use home equity to fund a business — but should you? Learn the options, risks, and when an equity sharing home loan might make sense.

Homeownership

Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

person using their device to control their smart home

Renovations & Remodeling

Smart Home Upgrades: Are They Worth It?

Smart thermostats. Voice-controlled lighting. AI-powered appliances. These days, tech is making its way into just about every corner of the modern home. But when it comes time to renovate, homeowners are asking an important question: Is it worth integrating technology into my home improvement plans?

Financial Health

9 Options for Consolidating Debt

Debt consolidation is a financial strategy in which one combines multiple high-interest debts into a single, more manageable loan or line of credit. Ultimately, the goal of debt consolidation is to simplify debt repayment; two bonuses are that it can also potentially reduce the overall interest rate, and make monthly payments more affordable.

Financial Health

Can I use a HELOC if I’m retired, self-employed, or on disability?

Discover how retirees, self-employed, and disabled individuals can qualify for a HELOC. Learn about income verification, alternative options, and tips for approval.

Renovations & Remodeling

Best Renovations to Boost Home Value: 6 Smart Upgrades That Pay Off

Discover the best renovations to boost home value – from kitchens and bathrooms, to outdoor living and energy-efficient upgrades. Smart ideas for real returns!

Home Equity

Why Tapping Your Home Equity Doesn’t Always Require a Loan

High rates and monthly bills making borrowing stressful? Learn how Unison’s equity sharing agreement lets you access equity without a loan.

Home Equity

Equity Sharing Agreements: A Clear, Honest Guide for Homeowners

If you own a home, there’s a good chance you’re sitting on a significant amount of equity. The challenge? Most of it is trapped in your property – which means it can’t help you cover pressing needs.