Blog

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Home Equity Debt Consolidation: A Growing Alternative to High-Interest Credit Card Debt

A Unison survey reveals why home equity debt consolidation is becoming the preferred way to lower payments, pay off debt, and break the high-interest cycle.

Home Equity

Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity

Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Homeownership

What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Home Equity

Can You Use Home Equity to Start a Business?

Yes, you can use home equity to fund a business — but should you? Learn the options, risks, and when an equity sharing home loan might make sense.

Homeownership

Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

Home Equity

Stuck in a Second Mortgage in the Bay Area? Hit Reset With Equity Sharing

Feeling stuck with a second mortgage or HELOC in the Bay Area? Learn how equity sharing offers cash upfront, no monthly payments, and an innovative way to reset your finances.

Financial Health

What Is a Good Interest Rate for a Savings Account?

If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.

Financial Health

How to Invest in a Second Property, Part 2: Financing, Strategy, and Smart Management

In the second part of our series, we’ll walk you through how to fund, purchase, and make the most of your second property investment, while maintaining flexibility and minimizing risk.

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Renovations & Remodeling

7 Smart Home Upgrades That Add Real Convenience & Value

Looking to make your home smarter? Discover practical smart home upgrades that save time, add convenience, and increase value – without the frustration or high costs of unnecessary gadgets.

Financial Health

How to Invest in a Second Property, Part 1: Deciding Whether (& When) to Invest

For many homeowners, the idea of buying a second property represents more than just a second real estate purchase. It’s a vision of financial freedom, flexibility, and future security – whether that means having a vacation spot to enjoy, a rental home generating income, or a nest egg that can grow in value over time.

A person getting money from their equity sharing agreement with unison.

Financial Health

2026 Re-Fi Reality Check: Why Many Homeowners Are Skipping the Cash-Out Refinance

Mortgage rates are still high in 2026. Learn why homeowners are skipping cash-out refinancing & what equity alternatives make more sense in today’s market.