Blog

Happy hispanic women with a laptop looking at her credit card.
Latest article
How Can I Consolidate My Debt Without a Monthly Payment?

See how one homeowner used an Equity Sharing Agreement to pay off $45,000 in credit card debt without adding new monthly interest or payments.

Continue reading
Happy hispanic women with a laptop looking at her credit card.
Financial Health
Home Equity Debt Consolidation: A Growing Alternative to High-Interest Credit Card Debt

A Unison survey reveals why home equity debt consolidation is becoming the preferred way to lower payments, pay off debt, and break the high-interest cycle.

Home Equity
Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity
Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Homeownership
What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Home Equity
Can You Use Home Equity to Start a Business?

Yes, you can use home equity to fund a business — but should you? Learn the options, risks, and when an equity sharing home loan might make sense.

Homeownership
Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

home being remodeled
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 4: Renovation Perks

Learn how you can keep the value from your home improvements. We explain the Remodeling Adjustment in our Equity Sharing Agreement.

people putting puzzle pieces together
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 3: How We Share Value

Learn how we share in the ups and downs of your home's value. Discover how an Equity Sharing Agreement works when it is time to sell or finish your term.

a person assessing a home's value.
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 2: Establishing Value

Learn how Unison determines your home’s value through OAV and EAV. Our guide covers appraisals, risk adjustments, and closing fees for equity sharing.

homeowners getting guidance about unison's equity sharing agreement.
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 1: The Basics

Learn how a Equity Sharing Agreement can help you access home value without monthly payments or interest. Discover a new way to fund your life goals.

Home Equity
Thinking About a Home Equity Investment? Here’s What to Know First

If you’ve built up meaningful equity in your home and could use some extra flexibility, you’ve probably come across something called a Home Equity Investment (HEI).

A person writing on a piece of paper reviewing debt consolidation options.
Financial Health
Consolidating Debt in 2026? There's a Smarter Way

High-interest debt is squeezing homeowners in 2026. Learn how to consolidate debt using home equity—without refinancing or adding another monthly payment.