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The Homeowner’s Guide to Equity Sharing with Unison, Part 6: How The Agreement Ends

Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.

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Homeownership
Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

home lien
Financial Health
Home Liens Explained: What Every Homeowner Needs to Know

Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.

Financial Health
Home Equity for the Win: Reach Your Long-Term Financial Goals

If you own a home, chances are you’ve been building equity for years. Possibly without even thinking about it! Each mortgage payment and uptick in property value quietly adds to your net worth.

person handing money to someone as a personal loan
Financial Health
What is a Personal Loan? Your Guide to Borrowing & Repayment

A personal loan lets you borrow money from a bank or lender and pay it back over time, with added interest. Unlike loans for specific things like houses or cars, personal loans can be used for many purposes.

Renovations & Remodeling
Easy Home Improvements That Add Value (Without Hiring a Pro)

Not every home improvement project requires a contractor or a hefty budget. There are plenty of projects you can tackle yourself. All you need is a little time, effort, and a trip to your local hardware store.

Financial Health
Can You Have a Good DTI but Low Credit Score? Here’s What to Know

It might seem like keeping your debt low should guarantee a strong credit score – but that’s not always the case. In fact, it’s entirely possible to have a good debt-to-income (DTI) ratio while still having a low FICO score.

Financial Health
What Is DTI? Understanding Your Debt-to-Income Ratio

Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.

Financial Health
Tips for Building a Budget and Creating Better Spending Habits

Creating a budget isn’t just about tracking expenses. It’s a consistent, structured approach to help you gain control, reduce stress, and build a stronger financial future.

Homeownership
Maintain Now, Save Later: 10 Home Maintenance Tips That Can Prevent Costly Repairs

Homeownership is one of life’s biggest investments. And while it offers comfort and security, it also comes with responsibilities that many homeowners don’t expect until something goes wrong.

Financial Health
How to Get Out of Medical Debt: Smart Strategies to Reduce What You Owe

Medical debt can be among the most stressful financial burdens to carry – especially when it comes unexpectedly or during an already difficult time. But there are practical steps you can take to address it.

Financial Health
How Much Should I Save for Retirement? A Realistic Guide for Any Income

It can be one of the most common (and most intimidating) questions in personal finance. The truth is, there’s no one-size-fits-all answer. Retirement savings goals depend on your income, lifestyle, age, and where (and even how) you plan to live.

Financial Health
State vs. Federal Taxes: What’s the Difference – And Why We Pay Both

Curious about the difference between state and federal taxes? Learn why we pay both, what they fund, and what to expect when filing your tax return each year.