Blog

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Home Equity Debt Consolidation: A Growing Alternative to High-Interest Credit Card Debt

A Unison survey reveals why home equity debt consolidation is becoming the preferred way to lower payments, pay off debt, and break the high-interest cycle.

Home Equity

Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity

Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Homeownership

What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Home Equity

Can You Use Home Equity to Start a Business?

Yes, you can use home equity to fund a business — but should you? Learn the options, risks, and when an equity sharing home loan might make sense.

Homeownership

Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

Home Equity

How Can I Consolidate My Debt Without a Monthly Payment?

See how one homeowner used an Equity Sharing Agreement to pay off $45,000 in credit card debt without adding new monthly interest or payments.

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Home Equity

How Can I Handle Medical Bills Without a Monthly Payment?

Read how one homeowner used an Equity Sharing Agreement to cover $40,000 in medical bills without the stress of monthly loan payments.

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Home Equity

How Can I Pay Tuition Without a Student Loan?

See how one homeowner accessed $55,000 for college tuition using an Equity Sharing Agreement with no monthly payments.

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Unison Basics

The Homeowner's Guide to Equity Sharing with Unison

Learn how an Equity Sharing Agreement can help provide cash for retirement without the burden of new monthly mortgage payments or high interest.

Home Equity

The Homeowner’s Guide to Equity Sharing with Unison, Part 6: How The Agreement Ends

Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.

Home Equity

The Homeowner’s Guide to Equity Sharing with Unison, Part 5: Your Responsibilities

Learn about your roles in an Equity Sharing Agreement. We help you keep your home safe while you access your cash.