Blog

Street in Saisalito, CA, USA.
Latest article
Stuck in a Second Mortgage in the Bay Area? Hit Reset With Equity Sharing

Many Bay Area homeowners are feeling the squeeze from their second mortgage or HELOC. Monthly payments might be creeping higher. Variable rates might be climbing. And everyday living costs in the Bay Area — from groceries to insurance to childcare — aren’t exactly trending down. What once felt like a smart way to access cash has now become another source of monthly stress.

Continue reading
arrow_right_alt
Street in Saisalito, CA, USA.
expand_more
search
Success Story
Homeowner Removed the Weight of Frustrating Debt with Home Equity

Unison helped this homeowner pay off debt and remodel their home with home equity funds.

Homeownership
How Much Interest Will I Pay on My Mortgage?

It's easy to focus on the list price of a home, while ignoring the amount of interest that will likely accrue over the lifespan of your mortgage. Here's how to manage it and stay prepared.

Financial Health
How to Get a 'No PMI' Mortgage Loan

PMI adds an additional monthly payment to your budget, but you may be able to avoid it completely. Read on for the easiest ways to reduce or remove the need for PMI entirely.

Person handing cash to someone in reference to how long does a cash out refinance for a house take.
Home Equity
How Long Does a Cash-Out Refinance Take?

Cash-Out Refinancing is more popular than ever. The process of getting approved tends to be faster than a HELOC, but how long does it actually take?

Homeownership
Everything You Need to Know About Late Mortgage Payments

Due dates get missed – it's just part of life! But it's important not to make a habit of missing these deadlines, especially on payments as significant as your mortgage.

Financial Health
Do You Really Need to Put 20% Down?

While a 20% down payment is typically the gold standard, it may not always be financially feasible. Read on to weigh up the pros and cons of 10% and 20% down mortgages.

Homeownership
What’s the Difference Between a Home Equity Loan & HELOC?

If you want to tap into the equity built up in your home, home equity loans and home equity lines of credit (HELOCs) are two of the most popular, widely-known options available. You’ve probably also wondered, what exactly are the differences between them?

Homeownership
Advantages & Disadvantages to a Home Equity Loan

You’ve probably heard of home equity loans, and have a general idea of what they are. But if you’re looking for a way to access your growing home equity and considering your options, a “general idea” isn’t going to cut it.

Homeownership
Advantages & Disadvantages to a Home Equity Line of Credit (HELOC)

It’s no secret that Americans are sitting on an enormous amount of home equity (nearly $30 trillion!) But sitting is a passive act; you may be wondering whether there’s a way you could make your equity actively work for you.

Homeownership
Cash-Out Refinance Pros & Cons

A cash-out refinance is a mortgage refinancing solution that allows homeowners to replace their existing mortgage with a new one–usually at a higher loan amount–and receive the difference between the two loans in cash.

A house to symbolize what is home equity and how to use it.
Home Equity
What is Home Equity & How Can You Use It?

You’ve probably heard it’s good to build equity in your home. But what is home equity, exactly? How can you calculate the equity you have in your home? What can you even use that home equity to do?

home on a nice street with a couple of houses next to it.
Home Equity
Cash-Out ReFi vs Home Equity Loan

While you’ve heard that your house is your biggest asset, you might be unsure how to take advantage of the fact. Property is illiquid–which means, it isn’t ready money you can just use.