Blog

Street in Saisalito, CA, USA.
Latest article
Stuck in a Second Mortgage in the Bay Area? Hit Reset With Equity Sharing

Many Bay Area homeowners are feeling the squeeze from their second mortgage or HELOC. Monthly payments might be creeping higher. Variable rates might be climbing. And everyday living costs in the Bay Area — from groceries to insurance to childcare — aren’t exactly trending down. What once felt like a smart way to access cash has now become another source of monthly stress.

Continue reading
arrow_right_alt
Street in Saisalito, CA, USA.
expand_more
search
Success Story
Homeowner Removed the Weight of Frustrating Debt with Home Equity

Unison helped this homeowner pay off debt and remodel their home with home equity funds.

Homeownership
How Much Interest Will I Pay on My Mortgage?

It's easy to focus on the list price of a home, while ignoring the amount of interest that will likely accrue over the lifespan of your mortgage. Here's how to manage it and stay prepared.

Financial Health
How to Get a 'No PMI' Mortgage Loan

PMI adds an additional monthly payment to your budget, but you may be able to avoid it completely. Read on for the easiest ways to reduce or remove the need for PMI entirely.

Person handing cash to someone in reference to how long does a cash out refinance for a house take.
Home Equity
How Long Does a Cash-Out Refinance Take?

Cash-Out Refinancing is more popular than ever. The process of getting approved tends to be faster than a HELOC, but how long does it actually take?

Homeownership
Everything You Need to Know About Late Mortgage Payments

Due dates get missed – it's just part of life! But it's important not to make a habit of missing these deadlines, especially on payments as significant as your mortgage.

Financial Health
Do You Really Need to Put 20% Down?

While a 20% down payment is typically the gold standard, it may not always be financially feasible. Read on to weigh up the pros and cons of 10% and 20% down mortgages.

Street in Saisalito, CA, USA.
Home Equity
Stuck in a Second Mortgage in the Bay Area? Hit Reset With Equity Sharing

Many Bay Area homeowners are feeling the squeeze from their second mortgage or HELOC. Monthly payments might be creeping higher. Variable rates might be climbing. And everyday living costs in the Bay Area — from groceries to insurance to childcare — aren’t exactly trending down. What once felt like a smart way to access cash has now become another source of monthly stress.

piggy bank and money on a beach
Financial Health
What Is a Good Interest Rate for a Savings Account?

If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.

person stressing over multiple debts and what to do about them.
Financial Health
What’s Better for Debt Consolidation: an Equity Sharing Home Loan or a Personal Loan?

Managing debt isn’t new for most of us. Whether it’s credit cards, personal loans, or other balances, it can all pile up quietly. Then one day, you realize that keeping track of multiple due dates, interest rates, and monthly payments is starting to feel like a full-time job.

keys on a table
Financial Health
How to Invest in a Second Property, Part 2: Financing, Strategy, and Smart Management

In the second part of our series, we’ll walk you through how to fund, purchase, and make the most of your second property investment, while maintaining flexibility and minimizing risk.

child using a smart thermostat under a woman's supervision.
Renovations & Remodeling
7 Smart Home Upgrades That Add Real Convenience & Value

The idea of a “smart home” can be exciting. Lights that turn on automatically, a thermostat you control from your phone, or a fridge that tells you when you’re out of milk – it all sounds futuristic! But not every gadget lives up to the promise. Some are expensive and fussy, some don’t really increase your home’s value, and some are just waiting for better tech before they’re actually worth the squeeze.

keys on a table
Financial Health
How to Invest in a Second Property, Part 1: Deciding Whether (& When) to Invest

For many homeowners, the idea of buying a second property represents more than just a second real estate purchase. It’s a vision of financial freedom, flexibility, and future security – whether that means having a vacation spot to enjoy, a rental home generating income, or a nest egg that can grow in value over time.