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Homeownership

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Homeownership
What Can I Do if My Homeowners Insurance Provider Leaves the State?

In recent years, an alarming trend has emerged across several states: major insurance companies are pulling out of entire markets. Here's what to do if it happens to you.

Homeownership
How to Prepare for a Home Appraisal: A Step-by-Step Guide

A home appraisal is a crucial step in the process of applying for home equity financing. Follow these key steps to prepare for your appraisal.

Homeownership
How to Pay for Home Improvements

Need to take out a loan for home renovations? From home improvement loans to HELOCs, here are nine of the best ways to finance home improvements & repairs, including Unison’s Equity Sharing Home Loan.

Homeownership
Advantages & Disadvantages to a Home Equity Loan

Wondering if you should apply for a home equity loan? Before you borrow, understand the home equity loan pros and cons to decide if one is right for you!

Homeownership
Advantages & Disadvantages to a Home Equity Line of Credit (HELOC)

Wondering if you should get a home equity line of credit? HELOCs often have lower interest rates. Review HELOC pros and cons to decide if it's right for you!

Homeownership
Cash-Out Refinance Pros & Cons

A cash-out refinance is a mortgage refinancing solution that allows homeowners to replace their existing mortgage with a new one and receive the difference between the two loans in cash.

Homeownership
What Are ADUs?

Technically, the “Accessory Dwelling Unit” (ADU) has been around since the 1980s, though the concept itself is much older.

Homeownership
Unison Takes to the Global Stage at the Innovative Finance Global Summit

We’ve long considered ourselves privileged to empower homeowners to achieve financial freedom and wellbeing by helping them tap into their home equity.

Homeownership
Climate Change, Natural Disasters, & Home Values: an Overview

When we see natural disasters on the news, we see numbers–property damages, loss of life, displaced peoples. What are the long-term effects on home values and demographics, though?

Homeownership
The Woes of Winter Maintenance

For years you’ve heard that real estate is one of the best investments you can make. It’s considered something of a safe bet; unlike the literal dollar, real estate doesn’t lose value to inflation over time.

Homeownership
Downsizing vs Aging-in-Place: Considering Retirement

The older population in the United States is greatly increasing, with the number of seniors (those 65 or older) expected to almost double by 2060. Life expectancy, too, has climbed.

Homeownership
COVID and the Rise of the At-Home Workout

Over two years into the “COVID Era,” this trilogy of blog posts considers the effects of the pandemic on particular aspects of homeownership. Now featured: the rise of the home gym.